LuMina LG Credit Transparency

Every generation shows exactly what the AI provider costs us, what you pay in credits, and the margin.

1 credit= $0.0167 (Premium pack)
provider-cost markup
~67%average gross margin
0operations sold at a loss
Prices below are for default settings (e.g., 1 image at 1K, 1 video at 5s 720p). Higher resolution, longer duration, or more images increase credits proportionally — and your margin stays protected.

How pricing works

Example: NanoBanana (1K)

$0.039 = What we pay FAL for one image.
7 credits = What we charge the user.
$0.12 = What the user actually pays: 7 × $0.0167 = $0.12.
$0.08 = Our profit: $0.12 − $0.039 = $0.08.
67% = Margin: $0.08 profit ÷ $0.12 revenue = 67%.

The rule: provider price × 3, then divide by $0.0167 per credit, round up.

Images

ToolProvider costCreditsYou payProfitMargin
NanoBanana (1K)$0.0397$0.12$0.0867%
NanoBanana 2 (1K)$0.08014$0.23$0.1566%
NanoBanana Pro (1K)$0.15027$0.45$0.3067%
GPT Image-2 text-to-image$0.05310$0.17$0.1168%
GPT Image-2 image-to-image$0.06111$0.18$0.1267%
Makeup / Hair / Expression$0.0407$0.12$0.0866%
Perspective Angles$0.0407$0.12$0.0866%
Remove Background$0.0051$0.02$0.0170%
Product Photography$0.0407$0.12$0.0866%
Product Holding$0.0407$0.12$0.0866%
Virtual Try-On$0.0206$0.10$0.0880%
Cartoonify$0.0103$0.05$0.0480%
Cartoonify 3D Pixar$0.0103$0.05$0.0480%
Age Progression$0.0134$0.07$0.0581%

Videos

Tool (default settings)Provider costCreditsYou payProfitMargin
Seedance fast text-to-video 5s 720p$1.210218$3.64$2.4367%
Seedance reference-to-video 5s 720p$1.810326$5.44$3.6367%
Seedance image-to-video 5s 720p$1.520274$4.58$3.0667%
Happy Horse image-to-video 5s 1080p$0.700126$2.10$1.4067%
Wan 2.7 image-to-video 5s 720p$0.50090$1.50$1.0067%
LTX 2.3 audio-to-video 5s 720p$0.25046$0.77$0.5267%
Swap Person Video 720p$0.40072$1.20$0.8067%
Grok Imagine image-to-video 6s 720p$0.840153$2.56$1.7267%
Gemini Omni Flash image-to-video 8s 720p$1.040187$3.12$2.0867%
Gemini Omni Flash text-to-video 5s 720p$0.625113$1.89$1.2667%
Video Understanding$0.0285$0.08$0.0666%

Music & Chat

OperationProvider costCreditsYou payProfitMargin
MusicAPI Sonic create$0.18834$0.57$0.3867%
MusicAPI create persona$0.0132$0.03$0.0267%
Chat / GPT message (short, gpt-4o-mini)~$0.0051$0.02~$0.01~67%

Sources — where these provider prices come from

Bookmark these FAL / provider pages. When you add a new model, look up its endpoint id and check the price block before choosing how many credits to charge.

FAL.ai model pages (per-operation pricing)

Other providers

How to add a new model

  1. Find the FAL model endpoint id (e.g., fal-ai/new-model).
  2. Open its page on https://fal.ai/models/<endpoint-id> and read the price block.
  3. For image models: note the cost per image at 1K. For video models: note the cost per second at 720p and any resolution multiplier.
  4. Add an entry to VIDEO_MODEL_RATES (video) or IMAGE_BASE_CREDITS (image) in Lumina-Fal-AI-Server/credits-gate.mjs.
  5. Wire the new proxy route in Lumina-Fal-AI-Server/index.mjs.
  6. Update this page with the source link.
Why these prices? We charge 3× the provider's cost to cover payment fees, failed/retry jobs, refunds, hosting, and a sustainable profit. Every price is checked against the actual API cost before it reaches you.